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[Billing] OpenCode Go subscription: all payment methods declined from Italy (EU) #52958

Description

@KurinY

Description

I'm trying to subscribe to OpenCode Go from Italy, but every payment attempt is declined, so I can't subscribe at all.

What I tried

  • Physical card
  • Apple Pay
  • Stripe Link wallet
  • A newly created virtual Mastercard
  • Both desktop and mobile browser

All attempts fail with: "La carta è stata rifiutata. Prova con un'altra." ""Card got refused. Try another one."

Related

This may be related to #28408 (3DS/SCA subscriptions not activating, closed as stale without a fix) and #29608 (same failure for Italian users), but in my case the payment is declined before any confirmation, so I'm not sure it's the same cause.

Expected

Being able to subscribe to Go with an EU card, or an alternative way to pay.

Environment

  • Country: Italy (EU card, 3D Secure)
  • Date of attempts: October 3, 2026

Plugins

No response

OpenCode version

No response

Steps to reproduce

No response

Screenshot and/or share link

No response

Operating System

windows 11

Terminal

No response

Activity

  1. github-actions commented on Oct 3, 2026

    @github-actions
    Contributor

    This issue might be a duplicate of existing issues. Please check:

    • #29608: Italian card payments fail before 3D Secure verification, with a similar subscription failure.
    • #47449: OpenCode Go payment fails immediately across Mastercard, Apple Pay, and Link.
    • #45946: Go subscription cards are rejected across Apple Pay and regular card checkout.
    • #43400: OpenCode Go subscription payment cannot be completed and Mastercard is declined.
  2. sal7g86 commented on Oct 5, 2026

    @sal7g86

    same problem

  3. JBou commented on Oct 5, 2026

    @JBou
    Contributor

    I have the same problem, too. Credit card and debit card not working. Also via Google pay, same problem. Was working fine for months.

  4. KurinY commented on Oct 6, 2026

    @KurinY
    Author

    I have the same problem, too. Credit card and debit card not working. Also via Google pay, same problem. Was working fine for months.

    same problem

    WORKAROUND-FIX : For anyone running into the same payment issue: what fixed it for me was paying with a Visa virtual card from an international online bank, added to my Stripe Link account. The payment went through fine.

  5. uaorg commented on Oct 8, 2026

    @uaorg

    Same problem here from Italy. Two different cards from different banks are declined, other browsers don't help, and my billing page shows "Ended: payment failed". My last successful payment was in September.

  6. uaorg commented on Oct 8, 2026

    @uaorg

    Same problem here from Italy. Two different cards from different banks are declined, other browsers don't help, and my billing page shows "Ended: payment failed". My last successful payment was in September.

  7. uaorg commented on Oct 8, 2026

    @uaorg

    Same problem here from Italy. Two different cards from different banks are declined, other browsers don't help, and my billing page shows "Ended: payment failed". My last successful payment was in September.

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