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Write the Merchant Onboarding Guide #461

Description

@codebestia

Write the task-oriented guide a merchant (or the platform team onboarding them) follows to go from nothing to accepting payments: registration, activation, verification, account setup, token selection, and webhook configuration, in the correct order with the correct signer at each step.

Proposed steps:

  • Create docs/guides/merchant-onboarding.md.
  • Present an ordered checklist with the caller and required signature for each step: register_merchant (merchant) → set_merchant_status (admin) → verify_merchant (admin) → set_merchant_account → set_merchant_accepted_tokens → set_merchant_key → set_merchant_webhook.
  • For each step give the CLI invocation, expected result, and how to verify it with the corresponding read function.
  • Document which steps are optional and what capability each unlocks.
  • Include a post-onboarding smoke test: create an invoice, pay it with a test payer, confirm settlement and analytics.
  • Add a troubleshooting section for the failures merchants actually hit (inactive merchant, token not accepted, missing merchant account).

Acceptance criteria:

  • docs/guides/merchant-onboarding.md exists as an ordered, executable checklist.
  • Each step names the required signer and includes a verification call.
  • Optional steps are clearly marked with the capability they unlock.
  • A smoke test and troubleshooting section are included.

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