chore(docs): consolidate AUDIT/SUGGESTIONS/MAINTENANCE_REPORT into TODO.md

[JarbasAl]

Consolidates AUDIT.md/SUGGESTIONS.md/MAINTENANCE_REPORT.md (durable content already in docs/whitepaper.md and docs/index.md) into TODO.md as the single living backlog.

One change: 3 deletions + TODO.md. Rebuilt off origin/dev; previously carried ~28 unrelated files.

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