diff --git a/app/page.tsx b/app/page.tsx
index f8c43c2..779fd6e 100644
--- a/app/page.tsx
+++ b/app/page.tsx
@@ -1,14 +1,32 @@
-import { Faq } from '@/components/landing-light/faq'
+import dynamic from 'next/dynamic'
+
 import { Features } from '@/components/landing-light/features'
 import { FinalCta } from '@/components/landing-light/final-cta'
 import { Hero } from '@/components/landing-light/hero'
 import { HowItWorks } from '@/components/landing-light/how-it-works'
 import { Pricing } from '@/components/landing-light/pricing'
-import { SiteFooter } from '@/components/landing-light/site-footer'
+import {
+  FaqSkeleton,
+  SiteFooterSkeleton,
+  UseCasesSkeleton,
+} from '@/components/landing-light/section-skeletons'
 import { Trust } from '@/components/landing-light/trust'
-import { UseCases } from '@/components/landing-light/use-cases'
 import { WhyUs } from '@/components/landing-light/why-us'
 
+// Below-the-fold sections: split out of the initial bundle and streamed in
+// once ready, so they don't compete with the hero for the first paint. (#477)
+const UseCases = dynamic(
+  () => import('@/components/landing-light/use-cases').then((m) => m.UseCases),
+  { loading: () => <UseCasesSkeleton /> }
+)
+const Faq = dynamic(() => import('@/components/landing-light/faq').then((m) => m.Faq), {
+  loading: () => <FaqSkeleton />,
+})
+const SiteFooter = dynamic(
+  () => import('@/components/landing-light/site-footer').then((m) => m.SiteFooter),
+  { loading: () => <SiteFooterSkeleton /> }
+)
+
 export const metadata = {
   title: "Aframp — Africa's gateway to global decentralized finance",
   description:
diff --git a/components/landing-light/hero.tsx b/components/landing-light/hero.tsx
index 09c1798..d177503 100644
--- a/components/landing-light/hero.tsx
+++ b/components/landing-light/hero.tsx
@@ -36,6 +36,7 @@ export function Hero() {
           width={705}
           height={835}
           priority
+          sizes="(min-width: 1024px) 460px, 0px"
           className="hidden h-auto w-full max-w-[460px] justify-self-end lg:block"
         />
       </div>
diff --git a/components/landing-light/section-skeletons.tsx b/components/landing-light/section-skeletons.tsx
new file mode 100644
index 0000000..eb2a8f8
--- /dev/null
+++ b/components/landing-light/section-skeletons.tsx
@@ -0,0 +1,60 @@
+/**
+ * Static, CSS-only loading placeholders for the landing page's lazy-loaded,
+ * below-the-fold sections. Deliberately not the `framer-motion`-based
+ * `components/ui/skeleton.tsx` primitive — that one needs `'use client'` to
+ * run its animation, and a `next/dynamic` loading fallback should stay cheap
+ * and framework-agnostic. Tailwind's `animate-pulse` needs no JS.
+ * Each shape roughly matches its real section's layout to minimize layout
+ * shift when the real content swaps in.
+ */
+
+export function UseCasesSkeleton() {
+  return (
+    <section aria-hidden="true" className="bg-white dark:bg-surface px-6 py-24">
+      <div className="mx-auto max-w-5xl animate-pulse">
+        <div className="mx-auto h-9 w-80 max-w-full rounded bg-black/10 dark:bg-white/10" />
+        <div className="mx-auto mt-3 h-4 w-96 max-w-full rounded bg-black/10 dark:bg-white/10" />
+
+        <div className="mt-12 grid gap-5 md:grid-cols-3">
+          <div className="h-64 rounded-2xl bg-black/5 md:col-span-2 dark:bg-white/5" />
+          <div className="h-64 rounded-2xl bg-black/5 dark:bg-white/5" />
+          <div className="h-64 rounded-2xl bg-black/5 dark:bg-white/5" />
+          <div className="h-64 rounded-2xl bg-black/5 dark:bg-white/5" />
+        </div>
+
+        <div className="mx-auto mt-16 h-12 w-44 rounded-full bg-black/10 dark:bg-white/10" />
+      </div>
+    </section>
+  )
+}
+
+export function FaqSkeleton() {
+  return (
+    <section aria-hidden="true" className="bg-mint dark:bg-band px-6 py-20">
+      <div className="mx-auto max-w-3xl animate-pulse">
+        <div className="mx-auto h-9 w-72 max-w-full rounded bg-black/10 dark:bg-white/10" />
+
+        <div className="mt-12 space-y-4">
+          {Array.from({ length: 5 }).map((_, i) => (
+            <div key={i} className="h-14 rounded-lg bg-black/10 dark:bg-white/10" />
+          ))}
+        </div>
+      </div>
+    </section>
+  )
+}
+
+export function SiteFooterSkeleton() {
+  return (
+    <footer aria-hidden="true" className="bg-lavender dark:bg-band px-6 py-16">
+      <div className="mx-auto max-w-5xl animate-pulse">
+        <div className="grid gap-10 sm:grid-cols-3">
+          <div className="h-28 rounded bg-black/10 dark:bg-white/10" />
+          <div className="h-28 rounded bg-black/10 dark:bg-white/10" />
+          <div className="h-28 rounded bg-black/10 dark:bg-white/10" />
+        </div>
+        <div className="mx-auto mt-12 h-4 w-40 rounded bg-black/10 dark:bg-white/10" />
+      </div>
+    </footer>
+  )
+}
diff --git a/components/session-provider.tsx b/components/session-provider.tsx
index 5a4f12e..0fd351c 100644
--- a/components/session-provider.tsx
+++ b/components/session-provider.tsx
@@ -2,17 +2,8 @@
 
 import { createContext, useCallback, useContext, useEffect, useMemo, useState } from 'react'
 import { api, setUnauthorizedHandler, type AuthResponse, type Session } from '@/lib/api'
-import { api, setUnauthorizedHandler, type AuthResponse } from '@/lib/api'
 import { connectFreighter, signChallengeTransaction } from '@/lib/freighter'
 
-const STORAGE_KEY = 'aframp.session'
-
-interface Session {
-  token: string
-  userId: string
-  merchantId: string | null
-}
-
 interface SessionContextValue {
   session: Session | null
   /** False until session cookie has been validated — guards against redirecting on first paint. */
@@ -34,17 +25,6 @@ function toSession(response: AuthResponse): Session {
   }
 }
 
-function isValidSession(value: unknown): value is Session {
-  if (typeof value !== 'object' || value === null) return false
-  const obj = value as Record<string, unknown>
-  return (
-    typeof obj.token === 'string' &&
-    obj.token.length > 0 &&
-    typeof obj.userId === 'string' &&
-    obj.userId.length > 0
-  )
-}
-
 export function SessionProvider({ children }: { children: React.ReactNode }) {
   const [session, setSession] = useState<Session | null>(null)
   const [ready, setReady] = useState(false)
@@ -60,42 +40,18 @@ export function SessionProvider({ children }: { children: React.ReactNode }) {
         // Session restoration failed, user will need to log in
       }
       setReady(true)
-    try {
-      const stored = window.localStorage.getItem(STORAGE_KEY)
-      if (stored) {
-        const parsed = JSON.parse(stored)
-        if (isValidSession(parsed)) {
-          setSession(parsed)
-        } else {
-          window.localStorage.removeItem(STORAGE_KEY)
-        }
-      }
-    } catch {
-      window.localStorage.removeItem(STORAGE_KEY)
     }
     restoreSession()
   }, [])
 
-  const signIn = useCallback(
-    async (email: string, password: string) => {
-      setSession(toSession(await api.login(email, password)))
-    },
-    []
-  )
+  const signIn = useCallback(async (email: string, password: string) => {
+    setSession(toSession(await api.login(email, password)))
+  }, [])
 
-  const signUp = useCallback(
-    async (email: string, password: string, name: string) => {
-      setSession(toSession(await api.signup(email, password, name)))
-    },
-    []
-  )
+  const signUp = useCallback(async (email: string, password: string, name: string) => {
+    setSession(toSession(await api.signup(email, password, name)))
+  }, [])
 
-  const signOut = useCallback(async () => {
-    try {
-      await api.logout()
-    } catch {
-      // Logout failed, but clear session anyway
-    }
   const signInWithFreighter = useCallback(async () => {
     const address = await connectFreighter()
     const challenge = await api.getStellarChallenge(address)
@@ -103,11 +59,13 @@ export function SessionProvider({ children }: { children: React.ReactNode }) {
       challenge.transaction,
       challenge.network_passphrase
     )
-    persist(toSession(await api.verifyStellarChallenge(signedTransaction)))
-  }, [persist])
+    setSession(toSession(await api.verifyStellarChallenge(signedTransaction)))
+  }, [])
 
   const signOut = useCallback(() => {
-    window.localStorage.removeItem(STORAGE_KEY)
+    void api.logout().catch(() => {
+      // Logout failed, but clear session anyway
+    })
     setSession(null)
   }, [])
 
diff --git a/components/wallet/__tests__/memoized-dashboard-components.test.tsx b/components/wallet/__tests__/memoized-dashboard-components.test.tsx
new file mode 100644
index 0000000..cf0ec3e
--- /dev/null
+++ b/components/wallet/__tests__/memoized-dashboard-components.test.tsx
@@ -0,0 +1,48 @@
+import { render, screen } from '@testing-library/react'
+
+import { TopAssets } from '../top-assets'
+import { ActivityHighlights } from '../activity-highlights'
+import { QuickConvert } from '../quick-convert'
+import type { Balance, Payment, PaymentRequest } from '@/lib/api'
+
+const REACT_MEMO_TYPE = Symbol.for('react.memo')
+
+const BALANCES: Balance[] = [
+  { merchant_id: 'm-1', asset: 'XLM', available: 100n, pending: 0n } as Balance,
+]
+
+const PAYMENTS: Payment[] = []
+
+const OPEN_REQUESTS: PaymentRequest[] = []
+
+// `React.memo` skips re-rendering a component whenever its props are shallowly
+// equal to the previous render — that bail-out is React's own guarantee, not
+// something a re-render count can usefully re-prove in a jsdom test (the
+// Profiler's onRender fires once per *commit* that reaches a subtree, even
+// when the memoized child inside it bails out, so counting calls doesn't
+// distinguish "skipped" from "rendered"). What a test *can* pin down is that
+// the component is actually wrapped in memo() in the first place, and that
+// wrapping it didn't change what it renders.
+describe('TopAssets, ActivityHighlights, and QuickConvert are memoized', () => {
+  it('TopAssets is wrapped with React.memo and still renders balances', () => {
+    expect(TopAssets.$$typeof).toBe(REACT_MEMO_TYPE)
+
+    render(<TopAssets balances={BALANCES} />)
+    expect(screen.getByText('XLM')).toBeInTheDocument()
+  })
+
+  it('ActivityHighlights is wrapped with React.memo and still renders', () => {
+    expect(ActivityHighlights.$$typeof).toBe(REACT_MEMO_TYPE)
+
+    render(<ActivityHighlights payments={PAYMENTS} openRequestCount={3} />)
+    expect(screen.getByText('Activity highlights')).toBeInTheDocument()
+    expect(screen.getByText('3')).toBeInTheDocument()
+  })
+
+  it('QuickConvert is wrapped with React.memo and still renders', () => {
+    expect(QuickConvert.$$typeof).toBe(REACT_MEMO_TYPE)
+
+    render(<QuickConvert openRequests={OPEN_REQUESTS} />)
+    expect(screen.getByText('No open charges right now.')).toBeInTheDocument()
+  })
+})
diff --git a/components/wallet/activity-highlights.tsx b/components/wallet/activity-highlights.tsx
index 28ebd08..92443b2 100644
--- a/components/wallet/activity-highlights.tsx
+++ b/components/wallet/activity-highlights.tsx
@@ -1,3 +1,4 @@
+import { memo } from 'react'
 import type { Payment } from '@/lib/api'
 import { formatStroops } from '@/lib/money'
 
@@ -21,7 +22,7 @@ function takingsToday(payments: Payment[]): Map<string, bigint> {
   return totals
 }
 
-export function ActivityHighlights({
+export const ActivityHighlights = memo(function ActivityHighlights({
   payments,
   openRequestCount,
 }: {
@@ -56,4 +57,4 @@ export function ActivityHighlights({
       </dl>
     </section>
   )
-}
+})
diff --git a/components/wallet/quick-convert.tsx b/components/wallet/quick-convert.tsx
index 5ec5769..bef132f 100644
--- a/components/wallet/quick-convert.tsx
+++ b/components/wallet/quick-convert.tsx
@@ -1,10 +1,15 @@
+import { memo } from 'react'
 import Link from 'next/link'
 import { ArrowRight, Clock } from 'lucide-react'
 
 import type { PaymentRequest } from '@/lib/api'
 import { formatStroops } from '@/lib/money'
 
-export function QuickConvert({ openRequests }: { openRequests: PaymentRequest[] }) {
+export const QuickConvert = memo(function QuickConvert({
+  openRequests,
+}: {
+  openRequests: PaymentRequest[]
+}) {
   return (
     <section className="bg-panel border-hairline rounded-2xl border p-5">
       <div className="flex items-start justify-between">
@@ -44,4 +49,4 @@ export function QuickConvert({ openRequests }: { openRequests: PaymentRequest[]
       </Link>
     </section>
   )
-}
+})
diff --git a/components/wallet/top-assets.tsx b/components/wallet/top-assets.tsx
index 7b52389d..459da47 100644
--- a/components/wallet/top-assets.tsx
+++ b/components/wallet/top-assets.tsx
@@ -1,8 +1,9 @@
+import { memo } from 'react'
 import Link from 'next/link'
 import type { Balance } from '@/lib/api'
 import { formatStroops } from '@/lib/money'
 
-export function TopAssets({ balances }: { balances: Balance[] }) {
+export const TopAssets = memo(function TopAssets({ balances }: { balances: Balance[] }) {
   return (
     <div>
       <p className="text-dim mb-2 text-xs">Balances</p>
@@ -37,4 +38,4 @@ export function TopAssets({ balances }: { balances: Balance[] }) {
       )}
     </div>
   )
-}
+})
diff --git a/public/logo.png b/public/logo.png
deleted file mode 100644
index 4bf65c1..0000000
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diff --git a/public/logo.webp b/public/logo.webp
new file mode 100644
index 0000000..248f594
Binary files /dev/null and b/public/logo.webp differ