diff --git a/contracts/waveflow-escrow/src/contract.rs b/contracts/waveflow-escrow/src/contract.rs
index 69c164c..6b91d51 100644
--- a/contracts/waveflow-escrow/src/contract.rs
+++ b/contracts/waveflow-escrow/src/contract.rs
@@ -2,7 +2,7 @@
 use crate::errors::ContractError;
 use crate::events::{
     ContributorRegisteredEvent, FundedEvent, MergeRecordedEvent, ProgramCreatedEvent,
-    ProgramPausedEvent, ProgramResumedEvent,
+    ProgramPausedEvent, ProgramResumedEvent, RatioUpdatedEvent,
 };
 use crate::storage::{
     is_pr_processed, mark_pr_processed, next_program_id, read_admin, read_contributor,
@@ -263,6 +263,15 @@ impl WaveFlowEscrow {
         }
         program.reward_per_point = reward_per_point;
         write_program(&env, program_id, &program);
+
+        env.events().publish(
+            (symbol_short!("ratio_upd"),),
+            RatioUpdatedEvent {
+                program_id,
+                reward_per_point,
+            },
+        );
+
         Ok(())
     }
 
diff --git a/contracts/waveflow-escrow/src/events.rs b/contracts/waveflow-escrow/src/events.rs
index df0965b..6fca0dc 100644
--- a/contracts/waveflow-escrow/src/events.rs
+++ b/contracts/waveflow-escrow/src/events.rs
@@ -36,6 +36,13 @@ pub struct MergeRecordedEvent {
     pub payout_amount: i128,
 }
 
+#[contracttype]
+#[derive(Clone, Debug, Eq, PartialEq)]
+pub struct RatioUpdatedEvent {
+    pub program_id: u64,
+    pub reward_per_point: i128,
+}
+
 #[contracttype]
 #[derive(Clone, Debug, Eq, PartialEq)]
 pub struct ProgramPausedEvent {
diff --git a/contracts/waveflow-escrow/src/test.rs b/contracts/waveflow-escrow/src/test.rs
index eb7123b..c953402 100644
--- a/contracts/waveflow-escrow/src/test.rs
+++ b/contracts/waveflow-escrow/src/test.rs
@@ -151,3 +151,85 @@ fn insufficient_escrow_rejects_payout() {
     let err = client.try_record_merge(&gateway, &program_id, &username, &1, &1);
     assert!(err.is_err());
 }
+
+#[test]
+fn set_ratio_updates_reward_per_point() {
+    let env = Env::default();
+    let (contract_id, _, maintainer, _, _) = setup(&env);
+    let client = WaveFlowEscrowClient::new(&env, &contract_id);
+
+    let repo = Symbol::new(&env, "org/repo");
+    let program_id = client.create_program(&maintainer, &repo, &10, &None);
+
+    client.set_ratio(&program_id, &maintainer, &50);
+    let program = client.get_program(&program_id);
+    assert_eq!(program.reward_per_point, 50);
+}
+
+#[test]
+fn set_ratio_rejects_zero() {
+    let env = Env::default();
+    let (contract_id, _, maintainer, _, _) = setup(&env);
+    let client = WaveFlowEscrowClient::new(&env, &contract_id);
+
+    let repo = Symbol::new(&env, "org/repo");
+    let program_id = client.create_program(&maintainer, &repo, &10, &None);
+
+    let err = client.try_set_ratio(&program_id, &maintainer, &0);
+    assert!(err.is_err());
+}
+
+#[test]
+fn set_ratio_rejects_negative() {
+    let env = Env::default();
+    let (contract_id, _, maintainer, _, _) = setup(&env);
+    let client = WaveFlowEscrowClient::new(&env, &contract_id);
+
+    let repo = Symbol::new(&env, "org/repo");
+    let program_id = client.create_program(&maintainer, &repo, &10, &None);
+
+    let err = client.try_set_ratio(&program_id, &maintainer, &-1);
+    assert!(err.is_err());
+}
+
+#[test]
+fn set_ratio_rejects_non_maintainer() {
+    let env = Env::default();
+    let (contract_id, _, maintainer, contributor_wallet, _) = setup(&env);
+    let client = WaveFlowEscrowClient::new(&env, &contract_id);
+
+    let repo = Symbol::new(&env, "org/repo");
+    let program_id = client.create_program(&maintainer, &repo, &10, &None);
+
+    let err = client.try_set_ratio(&program_id, &contributor_wallet, &100);
+    assert!(err.is_err());
+}
+
+#[test]
+fn withdraw_remaining_fails_when_active() {
+    let env = Env::default();
+    let (contract_id, _, maintainer, _, _) = setup(&env);
+    let client = WaveFlowEscrowClient::new(&env, &contract_id);
+
+    let repo = Symbol::new(&env, "org/repo");
+    let program_id = client.create_program(&maintainer, &repo, &10, &None);
+    client.fund(&program_id, &maintainer, &500);
+
+    let err = client.try_withdraw_remaining(&program_id, &maintainer);
+    assert!(err.is_err());
+}
+
+#[test]
+fn withdraw_remaining_rejects_non_maintainer() {
+    let env = Env::default();
+    let (contract_id, _, maintainer, contributor_wallet, _) = setup(&env);
+    let client = WaveFlowEscrowClient::new(&env, &contract_id);
+
+    let repo = Symbol::new(&env, "org/repo");
+    let program_id = client.create_program(&maintainer, &repo, &10, &None);
+    client.fund(&program_id, &maintainer, &500);
+    client.pause(&program_id, &maintainer);
+
+    let err = client.try_withdraw_remaining(&program_id, &contributor_wallet);
+    assert!(err.is_err());
+}